If you have recently gotten married, you may wonder if there is any benefit to adding your spouse to your auto insurance policy. Here at Allen Jones Insurance Agency, serving the greater Seguin, TX area, we recommend spouses share an auto insurance policy.
Here are a few of the reasons why:
Ensures You Are Both Covered in the Event of an Accident
One of the benefits of adding your spouse to your auto insurance policy is that it ensures you are both covered on each other’s vehicles. Most spouses share cars or borrow each other’s cars. Having both cars and spouses on the same policy ensures there are no coverage issues in the event of an accident.
Helps to Cover Your Shared Financial Interests
Another reason why adding your spouse to your auto insurance policy is so important is that it helps to cover your shared financial interests. When you have the same policy, you have the same coverage limits. You share finances, so you probably both need the same coverage limits to cover your shared financial interests.
May Help You to Save Money
Lastly, many auto insurance companies reduce your policy if you are married. It is also typically cheaper to share one policy than for each of you to pay for your own separate auto insurance policies.
Contact Us Today
Spouses often share cars and have the same financial interests to protect. As such, it makes sense to share an auto insurance policy. If you are looking to get an auto insurance policy with your spouse, the team at Allen Jones Insurance Agency, serving the greater Seguin, TX area, would love to help you. Call us today to schedule an appointment to sit down and talk about your auto insurance needs.