Motorcycle Insurance in Texas
You love to hop on your motorcycle and put your knees in the breeze but to thoroughly enjoy each ride, you need to ensure that you have the proper coverage for the motorcycle you adore.
Motorcycle Insurance Requirements in Texas
In Texas, motorcycles are viewed the same as cars, trucks, and SUVs meaning that motorcycles, including mopeds, must carry at least a liability insurance policy. This type of policy will cover each person who is injured in an accident deemed to be your fault in the amount of at least $30,000 per person and $60,000 per accident. It also covers up to $25,000 for any property damage stemming from an accident.
Underinsured or Uninsured Coverage
This type of policy will pay for damages to your bike or injuries sustained by you or your passenger if you are involved in an accident with a driver who has no insurance or not enough insurance to cover the expenses from the crash.
Full-Coverage Motorcycle Insurance
Full coverage insurance is available for motorcycles just like it is for vehicles. You can obtain collision insurance which will pay for any damages to your bike sustained in a crash and it will cover injuries to you and others from involved in an accident. This part of the policy also covers your bike if you hit an object, such as a pole or building.
Comprehensive insurance coverage for your bike will replace it or repair it if it is damaged or destroyed by a natural disaster, fire, or from vandalism. This part of your policy will also replace your bike if it is stolen.
To create the motorcycle insurance policy that is the right one for you and your situation, you will need to enlist the assistance of an insurance agent who is experienced with motorcycle insurance. The agents at the Allen Jones Insurance Agency in New Braunfels, TX are ready to help you get your policy started and provide you with the peace of mind you deserve. Call for an appointment today!