Flood Insurance in Texas

Allen Jones Insurance Agency Offer Flood Insurance in Texas

Severe weather events are common in the state of Texas, and some of these incidents can cause flooding to homes and businesses, along with expensive repairs and costs for replacement. Flood insurance is specifically designed to defray the costs of flood damage, so an individual can resume their normal lives quickly and without unnecessary financial setbacks. At Allen Jones Insurance Agency in Seguin, TX, we provide flood insurance policies for Texas residents.

Who Needs Flood Insurance?

Many people believe their homeowner's insurance will cover flooding damage, but this is not the case for water coming from the exterior. Individuals who live near coastal areas understand the value of having flood insurance to defray the expenses caused by severe weather. However, flooding can also occur in inland areas, near waterways or when development has changed the landscape. If you have a mortgage, you may be required to have flood insurance to protect the financial institution’s interests. If you have received federal disaster assistance previously, you will be expected to carry flood insurance on your property.

Flooding Can Cause Expensive Losses

Unexpected flooding can make a mess of your home. Carpeting, appliances, electronics and personal items like clothing can be completely ruined and unsalvageable. Water can also damage construction materials in your home, making your resident unlivable. The costs of repairs and restoration can easily run into thousands of dollars. Replacement of personal items can also make a huge dent in your savings or can cause you to take on loans. Flood insurance helps defray these costs, so you can get back to normal quickly.

Make Allen Jones Insurance Agency Your Choice for Flood Insurance in Texas

You may have a number of questions about coverage for flooding. Our experienced insurance professionals can provide answers to help you determine how much coverage you need. We offer a variety of insurance policies, including home, life, auto, RV, and business. Call Allen Jones Insurance Agency today for a free, no-obligation quote on flood insurance that helps prevent expensive financial losses after a weather event.