What Are The Risks Of Not Having Auto Insurance?

In the state of Texas, car owners are required to carry proper car insurance. However, there are still people who decide to save some money and drive without insurance. If you are also thinking about doing it, Allen Jones Insurance Agency serving clients in Seguin, TX prepared a list of risks of not having auto insurance you should know about: 

Risk of Being Liable For Expensive Repairs

If you do not carry auto insurance, and you are involved in a car accident, you will be responsible for all the repairs. It may be a fortune, depending on the amount of damage. Also, if there are any other drivers or passengers involved in the accident, they may sue you for their personal injuries and damages. 

Risking Lives of Other People

If you are driving without insurance, you are putting at risk not only on yourself but other people as well. If a road accident occurs and other passengers in your car need medical attention and treatment, you will have to cover their medical bills yourself out of pocket. 

Risking of Receiving a Ticket or Being Arrested

You should know that driving without auto insurance is considered a misdemeanor offense that is punishable by a fine. Moreover, there are some cases when drivers can be punished by imprisonment. 

Auto insurance is required in Texas, and you cannot drive without proper insurance, otherwise, it is considered illegal. Allen Jones Insurance Agency serving clients in Seguin, TX and other nearby towns is ready to provide you with all the information you need to have about this type of insurance. If you have any questions, feel free to give us a call.