General liability
Premises, products, and completed operations for contractors, shops, and field service. Additional-insured wording is written to the job and the MSA, not a generic certificate.
Commercial
Commercial Insurance in Canyon Lake & the Texas Hill Country
Independent brokerage for Texas businesses — we shop A+ markets and write certificates to the MSA.
Commercial auto
Work trucks, fleets, hired, and non-owned auto. We match radius, drivers, and how the business actually rolls — not a personal auto stickered as commercial.
Workers compensation
Texas work comp with class codes and payroll that match operations. The file stays current as headcount and job mix change.
Commercial umbrella
Catastrophe limits over GL, auto, and employers liability so one claim does not land on the owner’s house. Underlying schedules are built so the umbrella actually follows.
Surety bonds
Bid, performance, payment, license, and court bonds. Many quote instantly; larger contract surety still goes through Allen with a real package.
Businessowners policy (BOP)
Packaged property and liability for offices, shops, and lighter-risk operations. Still shopped independently so you are not locked to one carrier’s bundle.
Builders risk
Course-of-construction coverage for the job, materials, and unfinished structure. Soft costs and COI requirements get reviewed before the first stick goes up.
Oil and gas
Energy-service programs built around operator MSA language — additional insured, waiver, primary and noncontributory — so you can go to work.
Service area
Serving Canyon Lake, New Braunfels, San Marcos, Seguin, and the Texas Hill Country.
Independent commercial brokerage based in Canyon Lake. Agency licensed in TX, FL, AZ, NM. MGA appointments can write in any state. Call 830-305-4080 or request a quote.